Representative Example:

Let's illustrate a representative example to better understand the loan terms. Suppose you borrow $1,500 over an 18-month period. The loan includes a 3% origination fee, amounting to $45. In this scenario, your monthly repayments would be $100.05, resulting in a total payback amount of $1,800.93. This total includes the 3% fee, making the total cost of the loan $255.93. The representative APR (Annual Percentage Rate) for this loan is 19.99%.

Let's consider another example. If you borrow $5,000 over a 38-month period, with a 6% origination fee of $300, your monthly repayments would be $182.74. The total payback amount for this loan would be $6,944.12, including the 6% fee, resulting in a total cost of $1,644.12. The representative APR for this loan is 17.53%.

Basic Loan Requirements:

To be eligible for a loan, you must meet the following basic requirements:

• You must be at least 18 years old.
• You must be a U.S. citizen.
• You need to be currently employed or receive a steady income.
• You must have a bank account to receive the funds, preferably with direct deposit.

Our Role and Information Usage:

It's important to note that the operator of this website is neither a lender, financial institution, loan broker, nor an agent of such entities. This website collects personal information provided by you and utilizes it to connect you with third-party lenders and non-lenders within our network. Your information may be shared with non-lenders or other intermediary service providers to facilitate the connection with a lender. Although this website provides its services free of charge, it may receive payment from lenders and non-lenders for referring leads to them.

It's crucial to understand that you may not qualify with any lender or financial institution for the desired loan amount, or you may qualify for an amount significantly lower than what you are seeking. In case you don't meet the requirements for the specific loan product you are seeking, we may present alternative financial solutions that could be of interest to you. Before signing any loan agreement, it's essential to review the terms and evaluate whether you can afford the payments. Lenders may conduct credit checks through credit reporting bureaus and verify the information you provide on our website.

We strongly encourage you to decline any offer that is beyond your financial means. Short-term, small-dollar loans are not intended as a long-term solution for financial hardship. It's advisable to seek professional advice regarding your financial circumstances and explore alternatives to loan products. Additionally, it's important to note that lenders participating in the services provided by this website may not offer loans in every state. If you reside in a state where lenders do not operate, you will not be connected to a lender. Our service does not constitute an offer or solicitation for any loan products that are prohibited by state law.